Your smartphone contains a lot of private information including your online banking details and mobile wallets. There’s a replacement trend that’s being observed globally that thieves are stealing mobile phones to access banking details and other personal data rather than just reselling your device to form quick money. So, rather than just worrying about the smartphone you lost, you must concentrate to secure your money from online frauds moreover. Here are 8 things you must do immediately to stay safe when your smartphone gets stolen.
1. Call your telecom operator and find your SIM card blocked immediately
Immediately, Block your SIM card, so thieves can’t get access to OTPs of monetary services or other personal messages. Of course, you’ll still use the identical mobile number with a brand new SIM card. But the whole process of getting a brand new SIM card for your old mobile number may take a while. This point period is crucial and thieves may make the most of this. So, make sure you do the subsequent to remain safe.
2. Block access to your mobile banking services
The moment you happen to lose your itinerant, call your bank and block access to online banking services. If thieves are ready to access your banking accounts then they will easily transfer money as they’ll still get OTPs on your mobile. this is often important because it’s going to take a long time for your telecom operator to damage your SIM.
3. Visit your bank face to face and alter the mobile number related to your checking account
It is advisable to not use the identical signal for banking services after your phone gets stolen. Visit your bank head to head to alter the mobile number, reset all passwords and only then start using internet banking again.
4. Go to the closest Aadhaar centre to alter your mobile number
If thieves get access to Aadhaar authentication, then they’ll start to impersonate you to conduct bigger scams. it’s highly advisable that you simply visit the closest Aadhaar centre to alter your mobile number immediately after your transport gets stolen.
5. Deactivate UPI payment from your linked bank accounts thereon signal
After blocking all the online banking services, don’t forget to deactivate UPI and other mobile wallets that are linked to your mobile number.
6. Block access to PhonePe, Google Pay, Paytm, or other mobile wallets
Get involved with the mobile wallet service provided either through the app or by calling a verified helpdesk to gain access to Paytm, Google Pay and other mobile wallets that will be linked to your signal.
7. Block access to your all social media accounts, email and other online services
It is highly recommended that you simply deactivate all of your email ID and social media accounts that are linked to the stolen mobile number immediately when your phone gets stolen. By doing so, thieves won’t be able to perform scams targeting your near and dear ones.
8. Visit the closest station house and report it
After you’ve secured your money, visit the closest police office and report the incident. Also, don’t forget to require a replica of the FIR because it are going to be required as evidence to banks or wallet companies just in case someone steals money from your checking account.